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Explanation for why health insurance is so expensive

November 11, 2009

See First Blog has an interesting piece explaining why health insurance is so expensive (and by extension why so many Americans don’t have health insurance).  Will fixing some of these problems do more in the long run for health care in the United States than the plans being discussed in Congress?  Nobody knows.  The best way to find out would be federally-sponsored pilot programs in different states using different approaches.  Careful policy analysis of these programs could then tell us what works and what doesn’t.  But, as I’ve said before, such a solution would not provide a political “win”, which is really what the current health care reform is all about.

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